For fintechs, MSBs, and stablecoin companies
Hire your compliance department. In an afternoon.
ClearSet's agents work like the team you would otherwise hire: one decides new customers, one digs into high-risk files, one re-checks every decision blind. They decide within the rules you set and cite the evidence behind every call. Your officer signs off.
Onboarding Agent · Meridian Pay Ltd
Request information
EMI license expired 2026-06-30
Review Agent · agrees
20x
faster KYB
A decided case in under 10 minutes, not two analyst days.
400x
faster fraud prevention
Rules fire on each event in seconds, not tomorrow's batch.
<5s
event to alert
From API ingest to an alert in the queue, evidence attached.
Manual review does not scale, and skipping it is not an option. Analysts spend days per file while the queue grows, fraud surfaces a day late, and the reasoning behind decisions lives in someone's head, not in a record you can produce.
The team does the work. One officer signs off.
AI reads everything first
Documents, ownership, licenses, and events are extracted and checked on arrival.
Stage output
- 12 documents parsed
- ownership graph built
- registry checks complete
The roster
Four agents, each with a job a compliance team would recognize
Each agent has a queue it works without being asked, a mandate you set, and a record of every call it makes. The Review Agent is the one no software team offers: a second pair of eyes on every decision, built in.
Onboarding Agent
Your KYC & KYB analyst
Owns new-customer approval start to finish: documents, ownership, screening, and a decision with the evidence behind it.
Review Agent
Your second line
Re-works the other agents' decisions blind, without seeing their answers, and flags any disagreement before your officer does the sign-off.
EDD Agent
Your senior analyst
Takes the high-risk files: source of funds, source of wealth, and ownership structures built to be hard to read.
Policy & Controls Agent
Your compliance manager
Reads your policy the way an examiner would and answers the question nobody wants to ask: are we actually compliant?
Investigations Agent
Next on the roster
Will work the alert queue down to the few cases genuinely worth a human's time.
KYB file · Meridian Pay Ltd
ownership extracted
- Meridian Pay Ltdsubject of review
- Northlake Holdings BVholding company58%
- A. ReyesUBO100%
- D. Okafordirector42%
Requirement judge
4/5
A decided KYB file in under 10 minutes
Upload the file or let the applicant do it. The Onboarding Agent returns it decided, with a brief that cites every source and one button to confirm or override.
Extraction
Entities, officers, and ownership pulled from the documents automatically.
Vision checks
Altered or inconsistent documents get caught before they count.
Requirement judge
Names exactly what is missing or expired, per your checklist.
Risk scoring
Scored against your factors, not a generic template.
Evidence
Behavior becomes evidence at event speed
Stream events as they happen. Rules evaluate on arrival, and alerts land in the same decision queue, judged the same supervised way as documents.
- One authenticated API call to send events
- IP intelligence and enrichment on arrival
- Velocity rules across sliding windows you define
POST /api/ingest/events
{
"type": "card_attempt",
"customer_external_id": "cus_8f4e21",
"ip": "203.0.113.54",
"occurred_at": "2026-08-19T14:02:11Z"
}
201 { "accepted": true }- +0.4s ip resolved to datacenter ASN
- +1.8s rule velocity_3tx_1h matched
- +3.1s alert queued as critical
Ask the agent anything
The agents work their queues whether or not you talk to them. Chat is how you ask one why it decided something: it answers in plain language, from its full context and the outside world, with every claim cited.
Agent · Meridian Pay Ltd
encrypted
Any adverse media on the new UBO?
registry lookup · Northlake Holdings BV
adverse media scan · A. Reyes, 6 sources
No adverse media on A. Reyes. Two name matches reviewed and dismissed as different individuals. Northlake Holdings BV is active in the KVK register with current filings.
The context is already loaded
Documents, decisions, alerts, and audit history for the customer you are looking at. No pasting, no uploads.
It checks the outside world
Corporate registries and adverse media, queried live and cited by source, so an answer is evidence, not opinion.
Conversations stay sealed
Chat history is encrypted at rest, scoped to your workspace, and never retained or trained on by model providers.
Trust center
Your customers' most sensitive data, treated that way
Passports, ownership records, transaction history. The rules are simple: never kept by AI providers, never visible to anyone else, never beyond your control.
Zero data retention on AI
The AI reads your file and forgets it. Model providers are barred from storing or training on your data, enforced on every request, with no exceptions and no silent fallbacks.
Encrypted beyond the disk
Encrypted in transit and at rest, and the most sensitive fields, from dates of birth to document text, are sealed with AES-256. Even a direct look at the database shows ciphertext.
Your workspace is walled off
Every record belongs to your organization and is isolated at multiple layers. No other customer can ever see your data, and no one signs in without your identity provider's say-so.
Nothing lingers, everything is provable
Sensitive text expires on schedule, a customer can be erased in one action with their files, and every decision lives in an audit trail that no one can edit. Not even us.
Fair questions
Who actually makes the decision?
The agent that owns the queue does, within the rules you set, and the Review Agent re-checks the call blind. Your officer supervises, takes escalations, and can override any decision. Decisions and overrides are separate records in the audit trail.
Will our regulator or sponsor bank accept this?
You remain the accountable party, exactly as required: a designated officer supervises the program and can override any decision. Every decision is recorded with its evidence and the version of your rules it ran under, so your documentation cannot drift from how the program actually runs.
Are we still compliant with one officer?
Yes. Regulations require a designated, accountable compliance officer, not a headcount minimum. Agents raise throughput and documentation quality; your officer stays accountable.
Where do the 20x and 400x numbers come from?
Manual KYB review takes an analyst one to two days; ClearSet delivers a decided case in under 10 minutes. Daily batch review sees fraud up to a day late; ClearSet evaluates rules within seconds of each event.
What happens to the documents we upload?
Private storage scoped to your organization, fetched through short-lived signed URLs, never written to logs, never shared across tenants.
Can we use our own risk policy?
Yes. Rules and risk factors are per organization. The agents decide by your policy, not their own.
Hire your first agent
Commission the Onboarding Agent, run one real file, and compare the decision it returns against what a day of manual review produces. Add the rest of the team when the work earns it.